Certo! Win is a time-limited promotion campaign for cardholders of a Certo! or Certo! One credit card. Each time you use your card, you acquire Wins. You can use Wins to participate in prize draws or buy coupons. Additional Wins can be acquired by exchanging accumulated cashback credit.

Registration is free for Certo! One or Certo! One credit card holders.

The last date for converting credit card transactions (credit card payments) into Wins is May 31. All collected Wins will be credited to your Certo! Win account by June 02, 2024.

If you have opted for the option "Convert my existing cashback and also my future cashback, the last date on which "Wins" based on your collected cashback will be credited to your Certo! Win account will be credited on June 3, 2024.

You will have the option to spend Wins until midnight on June 5th, 2024.

Winners of prizes, who will be notified by email, should have claimed all prizes by midnight on June 21, 2024 at the latest.

Access to the Certo! Win account will be closed on June 30th, 2024.

You can take part in the Certo! Win campaign if you have received an invitation e-mail from Cembra Money Bank AG. This e-mail will be sent to all Certo! and Certo! One credit card holders who have provided consent for Cembra Moneybank AG to contact them with promotional offers by e-mail and will contain full instructions on how to register and participate.

Of course it is also possible to take part in Certo! Win without redeeming cashback. Every time you pay with your Certo! and Certo! One credit card, you will be credited with "Wins". You can use these to take part in competitions and buy coupons.

Opting in for future cashback conversion will let you triple your Wins value.

When you opt in in for existing and future cashback, all available cashback will immediately triple in Wins value. Future cashback will be automatically converted into Wins (x3) , becoming available in your Certo! Win account every 72 hours until the campaign ends on May 31st, 2024.

If you have opted in to convert only your existing cashback into Wins and decide within 72 hours that you would also like to convert future cashback too, only the future cashback will be converted into triple-value Wins.

Please note that if you opt in for future cashback conversion, any cashback due to you for the duration of the Certo! Win campaign will be converted into Wins.

If you want to opt out from future cashback conversion into Wins, you will need to opt out of the entire Certo! Win campaign. Please contact us if you wish to opt out.

Please note that opt out process may take up to 5 business days.

The conversion of Wins into a cash amount and the payment of such cash amount to you is not possible.

To opt out, you will need to opt out of the entire Certo! Win campaign. Please contact us if you wish to opt out.

Coupons and prize tickets are not available for purchase with a card or other cash payment. However, you can earn more WINS through the following activity:

• With completion of registration: 5 Wins
• One domestic card transaction: 1 Win
• One non-domestic card transaction: 3 Wins
• Convert existing cashback – 1 CHF (rounded up): 1 Win
• Convert future cashback – 1 CHF (rounded up): 3 Wins.

Please note, that the data is updated once every 72 hours, which means there may be a delay for the correct balance to be reflected. If you still face issues with your balance after this time, please contact us.

Loylogic Rewards FZE operates the Certo! Win website and processes data as a processor on behalf of Cembra Money Bank AG.